Passwords Are Dying: What Beginners Need to Know About Passkeys
We’ve all been there you try to log into your bank or email, only to realize you forgot your password.
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AI is everywhere helping us shop faster, write emails, get recipes, and even manage money. But just as these tools make life easier, they also open new doors for cybercriminals. Scams are getting smarter. Fake messages look real. And personal data is more valuable than ever.
That’s why good cyber hygiene isn’t just for tech experts, it’s for everyone. Think of it like washing your hands: a small habit that protects you from big problems.
Here are five cybersecurity habits every person should build right now to stay safe online in the AI era.
Weak or reused passwords are like leaving your front door unlocked. With AI-powered tools, hackers can crack simple passwords in seconds.
What to do:
Example: Instead of using “Summer2024” on multiple sites, let your password manager generate something strong and unique for each account.
Scammers are now using AI to write emails, texts, and even voicemails that sound natural and convincing. That “urgent” text from “your bank” or “package delivery” could be fake.
What to do:
Example: If you get a text saying, “Your Chase account is locked. Click here to fix it,” don’t click. Open your banking app or call the customer service number on your card.
Hackers love old software because it has holes they can exploit. Those “annoying updates” on your phone, laptop, or apps are actually closing those holes.
What to do:
Example: Think of updates like getting a flu shot. It’s a small inconvenience that prevents much bigger problems.
Your personal data name, address, Social Security number, credit card info is currency online. Once stolen, it can fuel identity theft, scams, or financial fraud.
What to do:
Example: Just like you wouldn’t hand your wallet to a stranger, don’t overshare personal details online.
AI tools are powerful, but they can also collect a lot of information about you. Some apps might store what you type, track your behavior, or sell your data.
What to do:
Example: Asking an AI chatbot for recipe ideas? Totally fine. Uploading your tax return to “summarize it for you”? Not a good idea.
Stick to trusted apps, avoid sharing sensitive info, and check privacy settings before using them.
Use strong passwords, turn on two-factor authentication, and freeze your credit with the three major bureaus.
Look for urgency, strange links, or requests for personal info. When in doubt, verify with the official company directly.
Staying safe online doesn’t mean becoming a tech expert. It means building a few smart habits that protect you and your family from today’s digital risks.
By strengthening your passwords, spotting phishing scams, keeping devices updated, guarding your personal data, and using AI tools wisely, you’ll be miles ahead in AI security and digital privacy.
Start with just one habit today like turning on two-factor authentication and you’ll already be safer than most people online.